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Using
Temporary Car Insurance for Moving
Recently I found myself relocating
due to a new position and needed to rent a moving van to haul my
possessions to a new flat. I wanted protection for the moving
vehicle in case I accidentally backed into somebody or I got
into an accident at a busy intersection. In addition, I had some
friends helping me move and they were going to be following me
to my new home in my vehicle and I needed cover in case they
were involved in a wreck. While I could get rental insurance
through the moving company, it was rather expensive, and it did
not address the problem of lack of cover for my friend’s usage
of my automobile.
While I was having lunch with a co-worker, the subject of my
move came up and my co-worker told me that when she moved she
contacted a specialized insurance company that issues temporary
car insurance in the
UK. She needed to use temporary
auto insurance policies to cover her mother in law when she came
to visit for a few weeks and was driving their vehicle on
occasion to visit with old friends and other relatives in the
area while the car owners were at work. While the mother in law
drove the vehicles without incident, the law required that she
was insured with at least third party cover in order to drive.
The agent was very knowledgeable and courteously assisted me
with my insurance questions while helping me compare rates and
explaining current UK laws and regulations regarding auto
insurance minimum requirements for cover in my situation. They
were not only able to handle cover for the moving van I was
driving at a less expensive rate than the moving rental company
but they were able to provide me with temporary auto insurance
cover for the friend who was going to be driving my vehicle to
assist me with my move.
Our move started off without a hitch, we started around nine in
the morning and had the moving van loaded by eleven. There was a
four hour drive in stall for us and the sun had disappeared
behind some gloomy clouds that looked heavy and menacing. We
made sure we had our Bluetooth headsets charged in case we
needed to talk hands free in case of an emergency and discussed
our traveling route again. When we checked the GPS system it
gave us an alternate route due to construction.
With the routes confirmed we set out for a rather uneventful
first hour and a half. Then, a rainstorm broke out that was
hindering visibility. I called my friend who was following the
moving van in my vehicle and we decided to pull off at a local
café for a late lunch to allow the rains to die down and let the
visibility get better. We went inside and had a good meal, and
as we were pulling out of the parking lot, my friend collided
with another driver who was also backing out of a parking space.
The damage that was done to my vehicle was covered by the
comprehensive temporary insurance I had obtained.
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